Bull98 Terms & Conditions – A Complete Guide for Malaysian Members

To register and use the Bull98 platform, you must meet all of the following eligibility requirements without exception:

• You must be at least 18 years old at the time of registration. Bull98 conducts periodic age verification checks and reserves the right to request a copy of your identification document (MyKad or Malaysian passport) to verify your identity at any time.
• You must be acting in your own personal capacity and not as an agent or representative of any third party.
• You are not on any list of individuals prohibited from using online gambling services under applicable local laws.
• You have full legal capacity to enter into a binding agreement in Malaysia.
• You must not have any previously active, suspended, or terminated Bull98 accounts. Each individual is permitted only one active account.

During registration, you are required to provide accurate information, including your full name as shown on your MyKad, an active Malaysian phone number, and a valid email address. An OTP will be sent to your phone number for verification purposes. Accounts registered with false or incomplete information may be suspended without further notice until identity verification is completed.

Bull98 accepts deposits via listed Malaysian payment methods only. Currently accepted methods include Touch 'n Go eWallet, DuitNow, GrabPay, Boost eWallet, ShopeePay, and FPX via Maybank2u, CIMB Clicks, Public Bank Online, and RHB Bank Online. Deposits made through unlisted methods will not be accepted and will be returned if submitted in error.

The minimum deposit amount for each transaction is RM 10. There is no maximum daily deposit limit for e-wallet methods. Deposits are typically processed and credited to your account balance within seconds of payment confirmation by the payment provider. In the rare event that a deposit takes longer to process, please contact the Bull98 support team with your transaction proof.

Regarding withdrawals, the minimum amount for each withdrawal request is RM 30. Withdrawals to Malaysian e-wallets such as Touch 'n Go and DuitNow are typically processed within 30 minutes to 3 hours. Withdrawals via FPX bank transfer may take up to 24 hours depending on the respective bank's processing time. All withdrawals are processed 24 hours a day, 7 days a week.

• Your first withdrawal requires a brief identity verification — you may be asked to submit a selfie alongside your MyKad.
• The withdrawal account must be in the same name as the registered Bull98 account. Withdrawals to third-party accounts are not permitted.
• Bull98 reserves the right to temporarily delay or hold withdrawals for security review purposes if suspicious activity is detected on your account.
• All transactions are in Malaysian Ringgit (RM / MYR) only.

All promotions and bonuses offered by Bull98 — including the New Member Welcome Bonus, daily cashback, weekend reload bonus, slots free spins, football odds boost, and VIP tier-up rewards — are subject to their respective specific terms and conditions as stated on the Promotions. Those specific terms are to be read together with the general terms set out here.

The wagering requirement is the total amount you need to bet before any bonus winnings can be withdrawn from your account. It is calculated based on the bonus amount received, not the deposit amount. For example, a RM 100 bonus with a 20x wagering requirement means you need to place a total of RM 2,000 in bets across any eligible games at Bull98.

• All games at Bull98 contribute toward the bonus wagering requirement unless stated otherwise in the relevant promotion's terms.
• Bonuses may only be claimed once per promotion where a claim limit applies, unless otherwise stated.
• Bull98 reserves the right to cancel any bonus if there is evidence of abuse, fraud, or attempts to manipulate the bonus system.
• Bets placed before a promotion is officially claimed will not count toward that promotion's wagering requirement.
• If your account has an active bonus, withdrawing funds before the turnover requirements are met will result in the bonus balance being forfeited. Your original deposit and any genuine winnings (not derived from bonuses) remain withdrawable.
• Bull98's daily cashback carries no turnover requirement and can be withdrawn or used directly without additional conditions, unless stated otherwise in the latest cashback terms.

All games available at Bull98 — including online slots, Live Casino (Baccarat, Blackjack, Roulette, Dragon Tiger, Sic Bo), Sports Betting (Liga Super Malaysia, EPL, La Liga, Bundesliga), e-sports (MLBB, Dota 2, VALORANT), lottery, cricket, and table games — are operated using internationally licensed software and providers.

Every slot spin uses a Random Number Generator (RNG) that has been independently audited to ensure fairness and randomness in every outcome. The RTP (Return to Player) displayed for each game is a theoretical long-term value verified by an independent auditing body. Actual results in any individual session may differ significantly from the stated RTP.

• Game results confirmed by the system are final and cannot be disputed unless there is clear evidence of a technical failure on Bull98's part.
• In the event of a technical failure or internet disconnection during an active game, the outcome will be determined based on Bull98's server records, which are the authoritative and final record.
• Bull98 reserves the right to void or declare invalid any bet placed during a known technical error in the system.
• For Sports Betting, the official results issued by the relevant competition governing body are final. If a match is postponed and not resumed within the specified period, Bull98's bet refund rules will apply in accordance with the current sports policy.
• Bets that have been confirmed and accepted by the Bull98 system cannot be cancelled or modified by the member, unless the Cash Out feature is available and used before the specified deadline.

For live casino games with real dealers, the video streaming session may be interrupted due to connectivity issues on your end or with the streaming provider. In such cases, your bet records and account balance will be kept safe and updated based on server records. Please contact Bull98 support if you experience any issues related to a disconnected live casino session.

You are solely responsible for keeping your Bull98 username and password confidential. Do not share your login details with anyone — including family members, friends, or anyone claiming to represent Bull98. Bull98's support team will never ask for your password through any communication channel.

If you suspect your account has been accessed without your authorisation, please contact the Bull98 support team immediately via live chat for prompt account lockdown. Bull98 will conduct an investigation and take appropriate action. However, Bull98 will not be held liable for any losses arising from unauthorised access resulting from your own negligence or sharing of login credentials.

• All personal data you provide to Bull98 is protected by 256-bit SSL encryption.
• Bull98 collects only the minimum data necessary to operate the platform, verify identities, process payments, and comply with legal requirements.
• Your personal information will not be sold, leased, or shared with third parties for marketing purposes without your explicit consent.
• Bull98 may share necessary information with third-party service providers (such as payment processors) solely for the purpose of processing your transactions.
• You have the right to request a copy of the personal data we hold about you, request correction of any inaccurate data, or request deletion of your data (subject to legal record retention requirements) by contacting us at support@bull98.click.

For full details on how Bull98 collects, uses, and protects your personal data, please read Privacy Policy which form part of the overall agreement between you and Bull98.

Bull98 firmly believes that genuine entertainment only happens when it is kept within healthy boundaries. We encourage all members to set their own personal limits and play only with money they can afford to spend on entertainment. Playing with the goal of generating income as a primary source of earnings is an unhealthy habit and one we do not encourage.

The Bull98 platform provides the following self-control tools, accessible directly in your account settings:

• Daily/Weekly/Monthly Deposit Limits: Set the maximum amount you can deposit within a chosen period.
• Daily/Weekly Loss Limit: Set a maximum loss amount you are willing to accept before the system automatically blocks new bets for that day or week.
• Play Time Limits: Set a time limit for your gaming sessions. The system will remind you when your limit is approaching.
• Cool-off Period: Take a break from the platform for 24 hours, 7 days, or 30 days. During this period, your account cannot be used for betting.
• Self-Exclusion: The option to permanently exclude yourself from the Bull98 platform, or for a minimum period of 6 months. This is a serious decision and cannot be reversed during the specified period.

If you are concerned about your own gaming habits or those of someone you know, please reach out to Bull98's trained support team, who are ready to listen and guide you without judgment. Further information is available at Responsible Gaming us.

Bull98 reserves the right to suspend, temporarily restrict, or terminate any account without prior notice in the following situations:

• Confirmation that the account holder is under 18 years of age.
• Providing false or misleading personal information during registration or the identity verification process.
• More than one active account exists under the same name or identity.
• Activity suspected to involve fraud, money laundering, or any other unlawful conduct.
• Abuse of the bonus or promotion system, including the use of automated software (bots) for placing bets.
• Violation of any section of these terms and conditions.
• Requests from relevant Malaysian authorities in connection with legal investigations.

At your own request, you may close your Bull98 account at any time by contacting our support team. Before the closure is processed, all eligible balances (original deposit balance and valid winnings not tied to unfulfilled wagering requirements) will be returned to you via your original payment method.

The Bull98 platform is provided on an "as is" and "as available" basis. While we make every effort to keep the platform running smoothly at all times, Bull98 does not guarantee that the service will be entirely free from interruptions, outages, or technical errors. Scheduled maintenance will be communicated to members in advance wherever possible.

• Bull98 is not liable for any financial losses incurred by users as a result of game outcomes, whether from the normal course of play or from technical disruptions beyond Bull98's control.
• Bull98 is not liable for any indirect, consequential, or loss-of-profit damages claimed by any user.
• In cases where Bull98's liability is validly established, our maximum liability is limited to the total amount you deposited within the 30 days preceding the relevant claim.
• Bull98 is not responsible for any issues arising from the use of third-party internet services, e-wallets, or online banking that are outside our platform's control.

These terms and conditions are subject to applicable laws. Any dispute arising between you and Bull98 will first be addressed through the formal complaints process with our support team. If a resolution cannot be reached, the dispute will be referred to an alternative dispute resolution mechanism as determined by Bull98's management.

By continuing to use the Bull98 platform after reading these terms, you confirm that you have read, understood, and agreed to be bound by all the terms and conditions stated above, including Privacy Policy and policy Responsible Gaming which form an integral part of this agreement.